Recent Instructions

  • UK Nationals based in the Cayman Islands seeking finance of £700,000 to assist with the purchase of two North London apartments on a buy to let basis.

  • New Zealand based client with property in London valued at £450,000. Seeking refinance and equity release to purchase New Zealand residential property for own occupation - £250,000

  • Singapore based Lawyer seeking finance for refinance and equity release on existing UK property to purchase additional investment property - £400,000

  • Expat based in China seeking a refinance of UK property valued at £235,000. Existing lender would not renew as borrower no longer UK resident.

  • Singaporean clients looking to purchase London property at £450,000 for rental investment opportunity. Loan required of £300,000

  • Self employed UK National based in Malaysia seeking finance of £1.925m to assist with the purchase of a Central London residence.

  • UK Expat based in Moscow looking to relocate family back to UK. Seeking mortgage at 80% of purchase price.

  • Clients based in Sri Lanka seeking finance of 80% to purchase apartment in Bristol for their daughter whilst studying at university.

  • UK National from Scotland with flat based in Glasgow. Living and working on a yacht in the Caribbean seeking mortgage of £70,000 to refinance current mortgage from onshore lender.

  • Channel Islands resident with commercial property based in London valued at £2m. Property owned by SIPP and placed in offshore company with equity release to beneficial owner of £500,000

  • Existing client (UK Expat) based in Brunei looking to purchase a third property back in the UK for £300,000 on a buy to let basis. Finance raised on an interest only basis over a 10 year term.

  • UK clients based in the RoI seeking finance to purchase a small portfolio of UK properties taking advantage of depressed market prices. Total funding requirement £925,000 approved over a 20 year term.

  • Purchase of 4 North London apartments for £1m for wealthy African family through a BVI company which is in turn owned by a Trust administered in Switzerland. Finance approved at 3.14% for a 20 year term.

     

New Zealand

Our long term relationship with one of new Zealand's leading banks ensures you are in safe hands.

We are able to arrange finance from offshore borrowers lending to a maximum of 70%. However, depending on the nature of property being purchased and your intent, our lender will consider applications with increased lending on a case by case basis. If you are purchasing an apartment, the floor area needs to be a minimum of 50 square meters. As a guide, we would lend circa 65% of the apartments value, but this is solely dependant on the apartment and its location.

If you would like us to consider your application with a view to pre-approval, the following information would be required:

1) Complete the  application form
2) Provide proof of income
3) Provide proof of deposit in applicants name (I.e. Bank statements, existing property)
4) Last three months bank statements
5) Copy of  valid passport for all applicants

If your loan is pre-approved, we will require the original copies of all of the documents. These will need to be certified through a notary public, or a solicitor and then forwarded to the bank.

If you are emigrating to New Zealand and have employment and Permanent Residency Visas,  the bank would be able to look at lending up to 90% on a case by case basis and with an occasional loan of up to 95% on a case by case basis.  A Low Equity Margin will be added to all lending over a LVR of 85% and there would be a requirement for a Registered Valuation on the property.

A choice of fixed and floating options are available with rates starting from as low as 5.25%.

Contact us for more details.

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