Recent Instructions

  • UK Nationals based in the Cayman Islands seeking finance of £700,000 to assist with the purchase of two North London apartments on a buy to let basis.

  • New Zealand based client with property in London valued at £450,000. Seeking refinance and equity release to purchase New Zealand residential property for own occupation - £250,000

  • Singapore based Lawyer seeking finance for refinance and equity release on existing UK property to purchase additional investment property - £400,000

  • Expat based in China seeking a refinance of UK property valued at £235,000. Existing lender would not renew as borrower no longer UK resident.

  • Singaporean clients looking to purchase London property at £450,000 for rental investment opportunity. Loan required of £300,000

  • Self employed UK National based in Malaysia seeking finance of £1.925m to assist with the purchase of a Central London residence.

  • UK Expat based in Moscow looking to relocate family back to UK. Seeking mortgage at 80% of purchase price.

  • Clients based in Sri Lanka seeking finance of 80% to purchase apartment in Bristol for their daughter whilst studying at university.

  • UK National from Scotland with flat based in Glasgow. Living and working on a yacht in the Caribbean seeking mortgage of £70,000 to refinance current mortgage from onshore lender.

  • Channel Islands resident with commercial property based in London valued at £2m. Property owned by SIPP and placed in offshore company with equity release to beneficial owner of £500,000

  • Existing client (UK Expat) based in Brunei looking to purchase a third property back in the UK for £300,000 on a buy to let basis. Finance raised on an interest only basis over a 10 year term.

  • UK clients based in the RoI seeking finance to purchase a small portfolio of UK properties taking advantage of depressed market prices. Total funding requirement £925,000 approved over a 20 year term.

  • Purchase of 4 North London apartments for £1m for wealthy African family through a BVI company which is in turn owned by a Trust administered in Switzerland. Finance approved at 3.14% for a 20 year term.


Isle of Man


The Island is an excellent choice of offshore location for investment management, company and trust services and banking services and enjoys political and economic stability with a soundreputation as one of the world's premier offshore financial centres. It is located centrally within the British Isles between Great Britain and Ireland and it is an internally self governing dependency of the British Crown. It is also the only offshore UK Territory with a 'AAA' credit rating status.

The Isle of Man is considered one of the leading offshore financial centres of the world specialising in banking, insurance, shipping and fund management. For the protection of its investors, the Island has developed a highly effective and robust regulatory environment which is controlled by the island's Financial Supervision Commission.

The Island was the first to receive "designated territory status" under the UK Financial Services Act and was only granted to those jurisdictions deemed to provide a degree of protection and regulation comparable to that applicable in the United Kingdom. Thus, for those choosing the Isle of Man as their preferred jurisdiction, they can remain comfortable with the fact that their affairs will be conducted in a well regulated, efficient and responsible manner.

The Isle of Man enjoys the benefits of being a low taxation area. There are no capital gains, inheritance or death duty taxes. All Isle of Man offshore companies are resident in the Isle of Man for tax purposes but those with income arising outside the jurisdiction are taxed at 0%. An Isle of Man offshsore company can register for VAT and can obtain a certificate of tax residence. There is no requirement to disclose the name of the beneficial owner to the Isle of Man authorities.

Whilst potentially attractive, prospective investors should always ensure that their financial affairs are correctly structured in order to avoid potentially adverse taxation or other consequences in their country of domicile or residence. In this respect they should seek independent advice either within their own country of origin or through one of the accountancy firms in the Isle of Man who will happily assist in this regard.


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